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Agicap vs Payhawk

Updated June 2026 · A structured head-to-head comparison.

Cash flow management for SMBs.

Cards and spend for global teams.

The verdict

Both Agicap and Payhawk are credible spend management tools, and the right pick comes down to your priorities.

Agicap - Cash flow management for SMBs.

Payhawk - Cards and spend for global teams.

Agicap vs Payhawk: side by side

DimensionAgicapPayhawk
Starting priceCustomCustom
Free planNoNo
Pricing modelSubscriptionSubscription
Best forEu Smb, Finance TeamsMulti Entity, Finance Teams
PlatformsWeb, iOS, AndroidWeb, iOS, Android
Rating4.5/54.5/5

Agicap key facts

Vendor
Agicap
Pricing
Subscription - Custom
Free tier
No
Platforms
Web, iOS, Android
Best for
Eu Smb, Finance Teams
Editor rating
4.5 / 5
Founded
2016
Headquarters
Lyon, France

Payhawk key facts

Vendor
Payhawk
Pricing
Subscription - Custom
Free tier
No
Platforms
Web, iOS, Android
Best for
Multi Entity, Finance Teams
Editor rating
4.5 / 5
Founded
2018
Headquarters
London, UK

Frequently asked questions

Is Agicap better than Payhawk?

Neither is universally better - Agicap edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Agicap or Payhawk cheaper?

Agicap is the more affordable of the two to get started, at custom. Agicap starts at custom; Payhawk starts at custom.

Can Agicap replace Payhawk?

Yes for most teams - both are spend management tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.

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