Bluevine vs Relay
Updated June 2026 · A structured head-to-head comparison.
The verdict
Both Bluevine and Relay are credible business banking tools, and the right pick comes down to your priorities.
Bluevine — Business banking and lending.
Choose Relay if you'd rather have a higher overall rating (4.5/5). Business banking for small business.
Bluevine vs Relay: side by side
| Dimension | Bluevine | Relay |
|---|---|---|
| Starting price | Free | Free – $30/mo |
| Free plan | Yes | Yes |
| Pricing model | Freemium | Freemium |
| Best for | Small Business | Small Business |
| Platforms | Web, Ios, Android | Web, Ios, Android |
| Rating | 4.2/5 | 4.5/5Winner |
Bluevine key facts
- Vendor
- Bluevine
- Pricing
- Freemium — Free
- Free tier
- Yes
- Platforms
- Web, Ios, Android
- Best for
- Small Business
- Editor rating
- 4.2 / 5
- Founded
- 2013
- Headquarters
- Redwood City, CA, USA
Relay key facts
- Vendor
- Relay
- Pricing
- Freemium — Free – $30/mo
- Free tier
- Yes
- Platforms
- Web, Ios, Android
- Best for
- Small Business
- Editor rating
- 4.5 / 5
- Founded
- 2018
- Headquarters
- Toronto, Canada
Frequently asked questions
Is Bluevine better than Relay?
Neither is universally better — Relay edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.
Is Bluevine or Relay cheaper?
Bluevine is the more affordable of the two to get started, at free. Bluevine starts at free; Relay starts at free – $30/mo.
Can Bluevine replace Relay?
Yes for most teams — both are business banking tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.