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Brass vs Relay

Updated June 2026 · A structured head-to-head comparison.

Business banking for Nigerian SMEs.

Business banking for small business.

The verdict

Both Brass and Relay are credible business banking tools, and the right pick comes down to your priorities.

Brass — Business banking for Nigerian SMEs.

Choose Relay if you'd rather have a higher overall rating (4.5/5). Business banking for small business.

Brass vs Relay: side by side

DimensionBrassRelay
Starting priceFreeFree – $30/mo
Free planYesYes
Pricing modelFreemiumFreemium
Best forSmb, StartupsSmall Business
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.1/54.5/5Winner

Brass key facts

Vendor
Brass
Pricing
Freemium — Free
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Smb, Startups
Editor rating
4.1 / 5
Founded
2020
Headquarters
Lagos, Nigeria

Relay key facts

Vendor
Relay
Pricing
Freemium — Free – $30/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Small Business
Editor rating
4.5 / 5
Founded
2018
Headquarters
Toronto, Canada

Frequently asked questions

Is Brass better than Relay?

Neither is universally better — Relay edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Brass or Relay cheaper?

Brass is the more affordable of the two to get started, at free. Brass starts at free; Relay starts at free – $30/mo.

Can Brass replace Relay?

Yes for most teams — both are business banking tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.