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Brex vs Mercury

Updated June 2026 · A structured head-to-head comparison.

Spend management for scaling companies.

Banking built for startups.

The verdict

Both Brex and Mercury are credible expense management tools, and the right pick comes down to your priorities.

Brex — Spend management for scaling companies.

Choose Mercury if you'd rather have a higher overall rating (4.7/5). Banking built for startups.

Brex vs Mercury: side by side

DimensionBrexMercury
Starting priceFree – $12/user/moFree
Free planYesYes
Pricing modelFreemiumFree
Best forStartupsStartups
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.5/54.7/5Winner

Brex key facts

Vendor
Brex
Pricing
Freemium — Free – $12/user/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Startups
Editor rating
4.5 / 5
Founded
2017
Headquarters
San Francisco, CA, USA

Mercury key facts

Vendor
Mercury
Pricing
Free — Free
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Startups
Editor rating
4.7 / 5
Founded
2017
Headquarters
San Francisco, CA, USA

Frequently asked questions

Is Brex better than Mercury?

Neither is universally better — Mercury edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Brex or Mercury cheaper?

Brex is the more affordable of the two to get started, at free – $12/user/mo. Brex starts at free – $12/user/mo; Mercury starts at free.

Can Brex replace Mercury?

Yes for most teams — both are expense management tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.