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Conta Simples vs Pennylane

Updated June 2026 · A structured head-to-head comparison.

Corporate cards and expenses for Brazil.

Accounting & finance platform for French SMBs and accountants.

The verdict

Both Conta Simples and Pennylane are credible spend management tools, and the right pick comes down to your priorities.

Choose Conta Simples if you want a lower starting price (free) and a free plan to start on. Corporate cards and expenses for Brazil.

Choose Pennylane if you'd rather have a higher overall rating (4.6/5). Accounting & finance platform for French SMBs and accountants.

Conta Simples vs Pennylane: side by side

DimensionConta SimplesPennylane
Starting priceFreeWinnerCustom
Free planYesWinnerNo
Pricing modelSubscriptionSubscription
Best forStartups, SmbFr Smb, Accountants
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.3/54.6/5Winner

Conta Simples key facts

Vendor
Conta Simples
Pricing
Subscription — Free
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Startups, Smb
Editor rating
4.3 / 5
Founded
2018
Headquarters
São Paulo, Brazil

Pennylane key facts

Vendor
Pennylane
Pricing
Subscription — Custom
Free tier
No
Platforms
Web, Ios, Android
Best for
Fr Smb, Accountants
Editor rating
4.6 / 5
Founded
2020
Headquarters
Paris, France

Frequently asked questions

Is Conta Simples better than Pennylane?

Neither is universally better — Pennylane edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Conta Simples or Pennylane cheaper?

Conta Simples is the more affordable of the two to get started, at free. Conta Simples starts at free; Pennylane starts at custom.

Can Conta Simples replace Pennylane?

Yes for most teams — both are spend management tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.