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Exact Online vs Ramp

Updated June 2026 · A structured head-to-head comparison.

Cloud business software for Benelux.

Corporate cards and spend management.

The verdict

Both Exact Online and Ramp are credible accounting tools, and the right pick comes down to your priorities.

Choose Exact Online if you want a longer free trial (30 days). Cloud business software for Benelux.

Choose Ramp if you'd rather have a lower starting price (free – $15/user/mo), a free plan to start on and a higher overall rating (4.8/5). Corporate cards and spend management.

Exact Online vs Ramp: side by side

DimensionExact OnlineRamp
Starting priceFrom $49/moFree – $15/user/moWinner
Free planNoYesWinner
Free trial30 daysWinner
Pricing modelSubscriptionFreemium
Best forSmb, AccountantsStartups, Smb
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.0/54.8/5Winner

Exact Online key facts

Vendor
Exact
Pricing
Subscription — From $49/mo
Free tier
Free trial (30 days)
Platforms
Web, Ios, Android
Best for
Smb, Accountants
Editor rating
4.0 / 5
Founded
1984
Headquarters
Delft, Netherlands

Ramp key facts

Vendor
Ramp
Pricing
Freemium — Free – $15/user/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Startups, Smb
Editor rating
4.8 / 5
Founded
2019
Headquarters
New York, NY, USA

Frequently asked questions

Is Exact Online better than Ramp?

Neither is universally better — Ramp edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Exact Online or Ramp cheaper?

Ramp is the more affordable of the two to get started, at free – $15/user/mo. Exact Online starts at from $49/mo; Ramp starts at free – $15/user/mo.

Can Exact Online replace Ramp?

Yes for most teams — both are accounting tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.