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Expensify vs Pleo

Updated June 2026 · A structured head-to-head comparison.

Expense reports that do themselves.

Smart company cards for Europe.

The verdict

Both Expensify and Pleo are credible expense management tools, and the right pick comes down to your priorities.

Expensify — Expense reports that do themselves.

Pleo — Smart company cards for Europe.

Expensify vs Pleo: side by side

DimensionExpensifyPleo
Starting priceFree – $5/user/moFree – $45/mo
Free planYesYes
Pricing modelSubscriptionFreemium
Best forSmbSmb, European Businesses
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.4/54.6/5

Expensify key facts

Vendor
Expensify
Pricing
Subscription — Free – $5/user/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Smb
Editor rating
4.4 / 5
Founded
2008
Headquarters
Portland, OR, USA

Pleo key facts

Vendor
Pleo
Pricing
Freemium — Free – $45/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Smb, European Businesses
Editor rating
4.6 / 5
Founded
2015
Headquarters
Copenhagen, Denmark

Frequently asked questions

Is Expensify better than Pleo?

Neither is universally better — Pleo edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Expensify or Pleo cheaper?

Expensify is the more affordable of the two to get started, at free – $5/user/mo. Expensify starts at free – $5/user/mo; Pleo starts at free – $45/mo.

Can Expensify replace Pleo?

Yes for most teams — both are expense management tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.