softwares.com

Gusto vs HR Cloud

Updated June 2026 · A structured head-to-head comparison.

Payroll, benefits, and HR for small business.

Onboarding and HRMS.

The verdict

Both Gusto and HR Cloud are credible payroll tools, and the right pick comes down to your priorities.

Choose Gusto if you want a lower starting price (from $40/mo). Payroll, benefits, and HR for small business.

HR Cloud — Onboarding and HRMS.

Gusto vs HR Cloud: side by side

DimensionGustoHR Cloud
Starting priceFrom $40/moWinnerCustom
Free planNoNo
Pricing modelSubscriptionSubscription
Best forSmb, StartupsSmb, Mid Market
PlatformsWeb, Ios, AndroidWeb, Ios, Android, Api
Rating4.6/54.4/5

Gusto key facts

Vendor
Gusto
Pricing
Subscription — From $40/mo
Free tier
No
Platforms
Web, Ios, Android
Best for
Smb, Startups
Editor rating
4.6 / 5
Founded
2011
Headquarters
San Francisco, CA, USA

HR Cloud key facts

Vendor
HR Cloud
Pricing
Subscription — Custom
Free tier
No
Platforms
Web, Ios, Android, Api
Best for
Smb, Mid Market
Editor rating
4.4 / 5
Founded
2012
Headquarters
Palo Alto, CA, USA

Frequently asked questions

Is Gusto better than HR Cloud?

Neither is universally better — Gusto edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Gusto or HR Cloud cheaper?

Gusto is the more affordable of the two to get started, at from $40/mo. Gusto starts at from $40/mo; HR Cloud starts at custom.

Can Gusto replace HR Cloud?

Yes for most teams — both are payroll tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.