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Gusto vs SmartHR

Updated June 2026 · A structured head-to-head comparison.

Payroll, benefits, and HR for small business.

Cloud HR for Japan.

The verdict

Both Gusto and SmartHR are credible payroll tools, and the right pick comes down to your priorities.

Gusto — Payroll, benefits, and HR for small business.

Choose SmartHR if you'd rather have a lower starting price (free) and a free plan to start on. Cloud HR for Japan.

Gusto vs SmartHR: side by side

DimensionGustoSmartHR
Starting priceFrom $40/moFreeWinner
Free planNoYesWinner
Pricing modelSubscriptionSubscription
Best forSmb, StartupsJapanese Companies
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.6/54.4/5

Gusto key facts

Vendor
Gusto
Pricing
Subscription — From $40/mo
Free tier
No
Platforms
Web, Ios, Android
Best for
Smb, Startups
Editor rating
4.6 / 5
Founded
2011
Headquarters
San Francisco, CA, USA

SmartHR key facts

Vendor
SmartHR
Pricing
Subscription — Free
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Japanese Companies
Editor rating
4.4 / 5
Founded
2013
Headquarters
Tokyo, Japan

Frequently asked questions

Is Gusto better than SmartHR?

Neither is universally better — Gusto edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Gusto or SmartHR cheaper?

SmartHR is the more affordable of the two to get started, at free. Gusto starts at from $40/mo; SmartHR starts at free.

Can Gusto replace SmartHR?

Yes for most teams — both are payroll tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.