Holded vs Ramp
Updated June 2026 · A structured head-to-head comparison.
The verdict
Both Holded and Ramp are credible accounting tools, and the right pick comes down to your priorities.
Choose Holded if you want a longer free trial (14 days). All-in-one ERP for Spanish SMBs.
Choose Ramp if you'd rather have a lower starting price (free - $15/user/mo), a free plan to start on and a higher overall rating (4.8/5). Corporate cards and spend management.
Holded vs Ramp: side by side
| Dimension | Holded | Ramp |
|---|---|---|
| Starting price | From $29/mo | Free - $15/user/moWinner |
| Free plan | No | YesWinner |
| Free trial | 14 daysWinner | - |
| Pricing model | Subscription | Freemium |
| Best for | Es Smb | Startups, Smb |
| Platforms | Web, iOS, Android | Web, iOS, Android |
| Rating | 4.3/5 | 4.8/5Winner |
Holded key facts
- Vendor
- Holded
- Pricing
- Subscription - From $29/mo
- Free tier
- Free trial (14 days)
- Platforms
- Web, iOS, Android
- Best for
- Es Smb
- Editor rating
- 4.3 / 5
- Founded
- 2016
- Headquarters
- Barcelona, Spain
Ramp key facts
- Vendor
- Ramp
- Pricing
- Freemium - Free - $15/user/mo
- Free tier
- Yes
- Platforms
- Web, iOS, Android
- Best for
- Startups, Smb
- Editor rating
- 4.8 / 5
- Founded
- 2019
- Headquarters
- New York, NY, USA
Frequently asked questions
Is Holded better than Ramp?
Neither is universally better - Ramp edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.
Is Holded or Ramp cheaper?
Ramp is the more affordable of the two to get started, at free - $15/user/mo. Holded starts at from $29/mo; Ramp starts at free - $15/user/mo.
Can Holded replace Ramp?
Yes for most teams - both are accounting tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.
Side-by-side software breakdowns and pricing changes - in your inbox monthly.