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HUBPAY vs Mercury

Updated June 2026 · A structured head-to-head comparison.

Cross-border payments for the Gulf.

Banking built for startups.

The verdict

Both HUBPAY and Mercury are credible payment processing tools, and the right pick comes down to your priorities.

HUBPAY — Cross-border payments for the Gulf.

Choose Mercury if you'd rather have a lower starting price (free), a free plan to start on and a higher overall rating (4.7/5). Banking built for startups.

HUBPAY vs Mercury: side by side

DimensionHUBPAYMercury
Starting priceCustomFreeWinner
Free planNoYesWinner
Pricing modelUsage-basedFree
Best forSmb, ImportersStartups
PlatformsWeb, Api, Ios, AndroidWeb, Ios, Android
Rating4.0/54.7/5Winner

HUBPAY key facts

Vendor
HUBPAY
Pricing
Usage-based — Custom
Free tier
No
Platforms
Web, Api, Ios, Android
Best for
Smb, Importers
Editor rating
4.0 / 5
Founded
2019
Headquarters
Abu Dhabi, UAE

Mercury key facts

Vendor
Mercury
Pricing
Free — Free
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Startups
Editor rating
4.7 / 5
Founded
2017
Headquarters
San Francisco, CA, USA

Frequently asked questions

Is HUBPAY better than Mercury?

Neither is universally better — Mercury edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is HUBPAY or Mercury cheaper?

Mercury is the more affordable of the two to get started, at free. HUBPAY starts at custom; Mercury starts at free.

Can HUBPAY replace Mercury?

Yes for most teams — both are payment processing tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.