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Jurnal by Mekari vs Ramp

Updated June 2026 · A structured head-to-head comparison.

Online accounting for Indonesian SMBs.

Corporate cards and spend management.

The verdict

Both Jurnal by Mekari and Ramp are credible accounting tools, and the right pick comes down to your priorities.

Choose Jurnal by Mekari if you want a longer free trial (14 days). Online accounting for Indonesian SMBs.

Choose Ramp if you'd rather have a lower starting price (free – $15/user/mo), a free plan to start on and a higher overall rating (4.8/5). Corporate cards and spend management.

Jurnal by Mekari vs Ramp: side by side

DimensionJurnal by MekariRamp
Starting priceCustomFree – $15/user/moWinner
Free planNoYesWinner
Free trial14 daysWinner
Pricing modelSubscriptionFreemium
Best forId Smb, AccountantsStartups, Smb
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.3/54.8/5Winner

Jurnal by Mekari key facts

Vendor
Mekari
Pricing
Subscription — Custom
Free tier
Free trial (14 days)
Platforms
Web, Ios, Android
Best for
Id Smb, Accountants
Editor rating
4.3 / 5
Founded
2015
Headquarters
Jakarta, Indonesia

Ramp key facts

Vendor
Ramp
Pricing
Freemium — Free – $15/user/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Startups, Smb
Editor rating
4.8 / 5
Founded
2019
Headquarters
New York, NY, USA

Frequently asked questions

Is Jurnal by Mekari better than Ramp?

Neither is universally better — Ramp edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Jurnal by Mekari or Ramp cheaper?

Ramp is the more affordable of the two to get started, at free – $15/user/mo. Jurnal by Mekari starts at custom; Ramp starts at free – $15/user/mo.

Can Jurnal by Mekari replace Ramp?

Yes for most teams — both are accounting tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.