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Memo Bank vs Statrys

Updated June 2026 · A structured head-to-head comparison.

Licensed bank for European SMEs.

Business accounts for Asian SMEs.

The verdict

Both Memo Bank and Statrys are credible business banking tools, and the right pick comes down to your priorities.

Memo Bank - Licensed bank for European SMEs.

Choose Statrys if you'd rather have a lower starting price (from $88/mo). Business accounts for Asian SMEs.

Memo Bank vs Statrys: side by side

DimensionMemo BankStatrys
Starting priceCustomFrom $88/moWinner
Free planNoNo
Pricing modelSubscriptionSubscription
Best forEu Smb, Scale UpsSmb, Traders
PlatformsWeb, iOS, AndroidWeb, iOS, Android
Rating4.4/54.4/5

Memo Bank key facts

Vendor
Memo Bank
Pricing
Subscription - Custom
Free tier
No
Platforms
Web, iOS, Android
Best for
Eu Smb, Scale Ups
Editor rating
4.4 / 5
Founded
2017
Headquarters
Paris, France

Statrys key facts

Vendor
Statrys
Pricing
Subscription - From $88/mo
Free tier
No
Platforms
Web, iOS, Android
Best for
Smb, Traders
Editor rating
4.4 / 5
Founded
2018
Headquarters
Hong Kong

Frequently asked questions

Is Memo Bank better than Statrys?

Neither is universally better - Memo Bank edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Memo Bank or Statrys cheaper?

Statrys is the more affordable of the two to get started, at from $88/mo. Memo Bank starts at custom; Statrys starts at from $88/mo.

Can Memo Bank replace Statrys?

Yes for most teams - both are business banking tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.

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