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Midtrans vs Square

Updated June 2026 · A structured head-to-head comparison.

Payment gateway for Indonesia.

Payments and POS for businesses.

The verdict

Both Midtrans and Square are credible payment processing tools, and the right pick comes down to your priorities.

Midtrans — Payment gateway for Indonesia.

Choose Square if you'd rather have broader platform coverage and a higher overall rating (4.5/5). Payments and POS for businesses.

Midtrans vs Square: side by side

DimensionMidtransSquare
Starting priceFreeFree
Free planYesYes
Pricing modelUsage-basedUsage-based
Best forIndonesian BusinessRetail, Smb
PlatformsWeb, ApiWeb, Ios, Android, ApiWinner
Rating4.3/54.5/5Winner

Midtrans key facts

Vendor
GoTo
Pricing
Usage-based — Free
Free tier
Yes
Platforms
Web, Api
Best for
Indonesian Business
Editor rating
4.3 / 5
Founded
2012
Headquarters
Jakarta, Indonesia

Square key facts

Vendor
Block
Pricing
Usage-based — Free
Free tier
Yes
Platforms
Web, Ios, Android, Api
Best for
Retail, Smb
Editor rating
4.5 / 5
Founded
2009
Headquarters
Oakland, CA, USA

Frequently asked questions

Is Midtrans better than Square?

Neither is universally better — Square edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Midtrans or Square cheaper?

Midtrans is the more affordable of the two to get started, at free. Midtrans starts at free; Square starts at free.

Can Midtrans replace Square?

Yes for most teams — both are payment processing tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.