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Paddle vs Stay AI

Updated June 2026 · A structured head-to-head comparison.

Merchant of record for SaaS.

Retention-focused subscription platform.

The verdict

Both Paddle and Stay AI are credible subscription billing tools, and the right pick comes down to your priorities.

Paddle — Merchant of record for SaaS.

Choose Stay AI if you'd rather have a higher overall rating (4.8/5). Retention-focused subscription platform.

Paddle vs Stay AI: side by side

DimensionPaddleStay AI
Starting priceCustomCustom
Free planNoNo
Pricing modelUsage-basedSubscription
Best forSaas, Indie MakersSmb, Enterprise
PlatformsWeb, ApiWeb, Api
Rating4.4/54.8/5Winner

Paddle key facts

Vendor
Paddle
Pricing
Usage-based — Custom
Free tier
No
Platforms
Web, Api
Best for
Saas, Indie Makers
Editor rating
4.4 / 5
Founded
2012
Headquarters
London, UK

Stay AI key facts

Vendor
Stay AI
Pricing
Subscription — Custom
Free tier
No
Platforms
Web, Api
Best for
Smb, Enterprise
Editor rating
4.8 / 5
Founded
2021
Headquarters
Los Angeles, California, USA

Frequently asked questions

Is Paddle better than Stay AI?

Neither is universally better — Stay AI edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Paddle or Stay AI cheaper?

Paddle is the more affordable of the two to get started, at custom. Paddle starts at custom; Stay AI starts at custom.

Can Paddle replace Stay AI?

Yes for most teams — both are subscription billing tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.