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Pilot vs Puzzle

Updated June 2026 · A structured head-to-head comparison.

Bookkeeping, tax, and CFO services for startups.

Real-time accounting for startups.

The verdict

Both Pilot and Puzzle are credible accounting tools, and the right pick comes down to your priorities.

Pilot - Bookkeeping, tax, and CFO services for startups.

Choose Puzzle if you'd rather have a lower starting price (free - $100/mo) and a free plan to start on. Real-time accounting for startups.

Pilot vs Puzzle: side by side

DimensionPilotPuzzle
Starting priceFrom $599/moFree - $100/moWinner
Free planNoYesWinner
Pricing modelSubscriptionFreemium
Best forStartups, SmbStartups, Smb
PlatformsWeb, APIWeb, API
Rating4.5/54.5/5

Pilot key facts

Vendor
Pilot.com
Pricing
Subscription - From $599/mo
Free tier
No
Platforms
Web, API
Best for
Startups, Smb
Editor rating
4.5 / 5
Founded
2017
Headquarters
San Francisco, CA, USA

Puzzle key facts

Vendor
Puzzle Financial
Pricing
Freemium - Free - $100/mo
Free tier
Yes
Platforms
Web, API
Best for
Startups, Smb
Editor rating
4.5 / 5
Founded
2021
Headquarters
San Francisco, CA, USA

Frequently asked questions

Is Pilot better than Puzzle?

Neither is universally better - Pilot edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Pilot or Puzzle cheaper?

Puzzle is the more affordable of the two to get started, at free - $100/mo. Pilot starts at from $599/mo; Puzzle starts at free - $100/mo.

Can Pilot replace Puzzle?

Yes for most teams - both are accounting tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.

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