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Pleo vs SAP Concur

Updated June 2026 · A structured head-to-head comparison.

Smart company cards for Europe.

Enterprise travel and expense.

The verdict

Both Pleo and SAP Concur are credible expense management tools, and the right pick comes down to your priorities.

Choose Pleo if you want a lower starting price (free – $45/mo), a free plan to start on and a higher overall rating (4.6/5). Smart company cards for Europe.

SAP Concur — Enterprise travel and expense.

Pleo vs SAP Concur: side by side

DimensionPleoSAP Concur
Starting priceFree – $45/moWinnerCustom
Free planYesWinnerNo
Pricing modelFreemiumSubscription
Best forSmb, European BusinessesEnterprise
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.6/5Winner4.0/5

Pleo key facts

Vendor
Pleo
Pricing
Freemium — Free – $45/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Smb, European Businesses
Editor rating
4.6 / 5
Founded
2015
Headquarters
Copenhagen, Denmark

SAP Concur key facts

Vendor
SAP
Pricing
Subscription — Custom
Free tier
No
Platforms
Web, Ios, Android
Best for
Enterprise
Editor rating
4.0 / 5
Founded
1993
Headquarters
Bellevue, WA, USA

Frequently asked questions

Is Pleo better than SAP Concur?

Neither is universally better — Pleo edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Pleo or SAP Concur cheaper?

Pleo is the more affordable of the two to get started, at free – $45/mo. Pleo starts at free – $45/mo; SAP Concur starts at custom.

Can Pleo replace SAP Concur?

Yes for most teams — both are expense management tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.