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Qonto vs QuickBooks Online

Updated June 2026 · A structured head-to-head comparison.

Business banking for European SMBs.

Accounting for small businesses.

The verdict

Both Qonto and QuickBooks Online are credible accounting tools, and the right pick comes down to your priorities.

Choose Qonto if you want a lower starting price (from $9/mo) and a higher overall rating (4.5/5). Business banking for European SMBs.

QuickBooks Online — Accounting for small businesses.

Qonto vs QuickBooks Online: side by side

DimensionQontoQuickBooks Online
Starting priceFrom $9/moWinnerFrom $35/mo
Free planNoNo
Free trial30 days30 days
Pricing modelSubscriptionSubscription
Best forSmb, FreelancersSmb, Accountants
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.5/5Winner4.0/5

Qonto key facts

Vendor
Qonto
Pricing
Subscription — From $9/mo
Free tier
Free trial (30 days)
Platforms
Web, Ios, Android
Best for
Smb, Freelancers
Editor rating
4.5 / 5
Founded
2016
Headquarters
Paris, France

QuickBooks Online key facts

Vendor
Intuit
Pricing
Subscription — From $35/mo
Free tier
Free trial (30 days)
Platforms
Web, Ios, Android
Best for
Smb, Accountants
Editor rating
4.0 / 5
Founded
2004
Headquarters
Mountain View, CA, USA

Frequently asked questions

Is Qonto better than QuickBooks Online?

Neither is universally better — Qonto edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Qonto or QuickBooks Online cheaper?

Qonto is the more affordable of the two to get started, at from $9/mo. Qonto starts at from $9/mo; QuickBooks Online starts at from $35/mo.

Can Qonto replace QuickBooks Online?

Yes for most teams — both are accounting tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.