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Melio

by Melio

Simple accounts-payable for small businesses.

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Reviewed by the Softwares.com Editorial Team · Last updated June 2026 · How we rate

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Key facts

Vendor
Melio
Pricing
Freemium — Free
Free tier
Yes
Platforms
Web, Api
Best for
Smb, Solopreneurs
Editor rating
4.4 / 5
Founded
2018
Headquarters
New York, NY, USA

What is Melio?

Melio is a invoicing billing tool from Melio. Melio lets small businesses pay vendors and bills by bank transfer or card and get paid by ACH or check.

Melio uses freemium pricing and offers a free tier you can start on without a credit card. Free.

It's best suited to smb, solopreneurs and runs on Web, Api.

Standout strengths include free bank transfers, pay vendors by card, quickbooks sync. Worth weighing: fees on card/expedited payments, us-focused.

Melio pricing

Free (ACH)
Free
Get Free (ACH)
Card payments
Custom
  • 2.9% card fee
Get Card payments

Pros

  • Free bank transfers
  • Pay vendors by card
  • QuickBooks sync

Cons

  • Fees on card/expedited payments
  • US-focused

Melio vs alternatives

See all Melio alternatives →

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User reviews

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Frequently asked questions

What is Melio?

Melio lets small businesses pay vendors and bills by bank transfer or card and get paid by ACH or check.

How much does Melio cost?

Melio is freemium-priced. It has a free tier.

Does Melio have a free trial?

Melio offers a free tier rather than a time-limited trial.

What platforms does Melio support?

Melio is available on Web, Api.