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Tala

by Tala

Mobile lending for emerging markets.

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Reviewed by the Softwares.com Editorial Team · Last updated June 2026 · How we rate

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Key facts

Vendor
Tala
Pricing
Usage-based — Free
Free tier
Yes
Platforms
Android, Ios
Best for
Consumers, Micro Business
Editor rating
4.1 / 5
Founded
2011
Headquarters
Santa Monica, USA

What is Tala?

Tala is a business banking tool from Tala. Tala is a mobile lending and financial services app providing instant credit and payments to underbanked users in Kenya, the Philippines, and beyond.

Tala uses usage-based pricing and offers a free tier you can start on without a credit card. Free.

It's best suited to consumers, micro-business and runs on Android, Ios.

Standout strengths include instant mobile credit, underbanked focus, multi-market. Worth weighing: consumer-lending focus.

Tala pricing

Per loan
Custom
Get Per loan

Pros

  • Instant mobile credit
  • Underbanked focus
  • Multi-market

Cons

  • Consumer-lending focus

Tala vs alternatives

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Frequently asked questions

What is Tala?

Tala is a mobile lending and financial services app providing instant credit and payments to underbanked users in Kenya, the Philippines, and beyond.

How much does Tala cost?

Tala is usage-based-priced. It has a free tier.

Does Tala have a free trial?

Tala offers a free tier rather than a time-limited trial.

What platforms does Tala support?

Tala is available on Android, Ios.